Experience that will help you close more transactions
-Over 24 years of mortgage loan origination experience.

-I’ve worked equal time for Lenders, Banks, and Brokerages.

-I’m a licensed Mortgage Loan Originator.

-I’m a licensed Real Estate Broker and member of the NAR.

-I’ve worked as a Loan Originator, Processor, Sales Manager, and GM.

-I served 13 years in the military, both as enlisted and officer.

-I have Conventional, VA, and FHA loan experience.

I have very aggressive interest rate pricing on Conventional loans with 640 to 680 credit scores. I compare my pricing daily, and I’m usually lower 90% of the time.  I have very aggressive interest rate pricing on all VA loans. I compare my pricing to other companies daily, and I am consistently lower.  I have an average clear-to-close time of 14-days on Conventional and VA loans, both purchase and refinance.

I do the following upon receipt of contract
-I actually read the contract.

-I confirm COE, Approval, and Appraisal Contingency dates.

-I call all parties involved to introduce myself and give my contact info.

-I get HOA information upfront if there are HOAs involved.

-I confirm the POC for appraisal access.

For your client, I make the real estate closing and the loan closing feel like one seamless process that you are in charge of.  I update you at every major event along the process – even though my process is so short. I can update you via text message, email, or phone call.  I’m open to participating in CFPB compliant MSAs.

I’m available 7-days a week for my agents, usually until 10pm. Call or Text me at 949-652-7870.

Licensed by the California Department of Real Estate, DRE License# 01393598. NMLS ID# 304534, Corporate NMLS ID# 2167930.

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