Experience that will help you close more transactions -Over 24 years of mortgage loan origination experience.
-I’ve worked equal time for Lenders, Banks, and Brokerages.
-I’m a licensed Mortgage Loan Originator.
-I’m a licensed Real Estate Broker and member of the NAR.
-I’ve worked as a Loan Originator, Processor, Sales Manager, and GM.
-I served 13 years in the military, both as enlisted and officer.
-I have Conventional, VA, and FHA loan experience.
Features I have very aggressive interest rate pricing on Conventional loans with 640 to 680 credit scores. I compare my pricing daily, and I’m usually lower 90% of the time. I have very aggressive interest rate pricing on all VA loans. I compare my pricing to other companies daily, and I am consistently lower. I have an average clear-to-close time of 14-days on Conventional and VA loans, both purchase and refinance.
I do the following upon receipt of contract -I actually read the contract.
-I confirm COE, Approval, and Appraisal Contingency dates.
-I call all parties involved to introduce myself and give my contact info.
-I get HOA information upfront if there are HOAs involved.
-I confirm the POC for appraisal access.
Additionally For your client, I make the real estate closing and the loan closing feel like one seamless process that you are in charge of. I update you at every major event along the process – even though my process is so short. I can update you via text message, email, or phone call. I’m open to participating in CFPB compliant MSAs.
I’m available 7-days a week for my agents, usually until 10pm. Call or Text me at 949-652-7870.
Licensed by the California Department of Real Estate, DRE License# 01393598. NMLS ID# 304534, Corporate NMLS ID# 2167930.
We've been helping customers afford the home of their dreams for many years and we love what we do
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